AEPS transactions
Cash withdrawal, balance enquiry, mini statement and Aadhaar Pay through your partner.
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Aadhaar Enabled Payment System
AEPS lets customers withdraw cash, check balances and get mini statements at a local agent using Aadhaar and biometric authentication, bringing banking to places without branches. We build and integrate AEPS software for agent networks through your sponsor bank or authorised API partner.
What this covers
Typical timeline
A standard gateway integration takes 1–3 weeks; payout, BBPS or AEPS platforms are delivered in phases.
Who it is for
We handle the technical chain: UIDAI-certified registered biometric devices, secure capture and transmission, transaction processing with your partner, and agent tools for wallets, commissions and settlement. Fraud controls and audit trails are part of the design.
Discuss your requirementFintech companies running banking correspondent networks
Retailer and distributor networks adding banking services
NBFCs and microfinance institutions serving rural customers
Companies building multi-service agent apps with AEPS, BBPS and payouts
Capabilities
Cash withdrawal, balance enquiry, mini statement and Aadhaar Pay through your partner.
UIDAI-certified registered devices from common vendors, integrated through their RD service.
Agent registration, KYC, device mapping and approval workflows.
Agent wallets, commission slabs, settlements and statements.
Velocity limits, geo checks, device binding and anomaly alerts.
Transaction reports, settlement reconciliation and dispute tracking.
How we work
You always know what happens next, who is responsible and what you will receive at each stage.
Typical timeline
A standard gateway integration takes 1–3 weeks; payout, BBPS or AEPS platforms are delivered in phases.
Payment journeys, refund rules, settlement cycles and ledgers are defined.
Integration built and tested end-to-end in the provider sandbox.
Webhook signatures, idempotency, secrets handling and access controls verified.
Production keys, live test transactions and monitoring enabled.
Daily settlement matching and alerting so every rupee is accounted for.
Deliverables
APIs & platforms
We recommend tools based on your scale, budget and existing systems, not on what is fashionable. Every choice is explained in the proposal.
Engagement models
A discovery workshop produces a written scope, architecture and milestone plan with a fixed price before any build commitment.
A cross-functional squad (PM, engineers, QA, DevOps) working in two-week sprints on your roadmap, billed monthly.
SLA-backed maintenance, security patching and a monthly allocation of enhancement hours after go-live.
How pricing works: Integrations are quoted per gateway and flow (checkout, subscriptions, refunds, payouts, split settlements). Gateway transaction fees are agreed directly between you and the provider.
Get a quoteFAQs
No. AEPS runs on NPCI rails through a sponsor bank, usually via an authorised aggregator or API partner. You obtain that access; we build the software and integration on top of it.
We integrate UIDAI-certified registered devices through their RD service, including models commonly used by agent networks, and confirm compatibility with your partner before rollout.
Yes. Agent apps often combine AEPS with BBPS bill payments, money transfer, payouts and recharges, sharing one wallet, KYC and commission system.
With device binding, agent geo-fencing, transaction limits, velocity checks, anomaly alerts and complete audit trails, alongside the controls your partner requires.
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ExploreOn-site meetings across Delhi NCR and Haryana from our Rohtak office; remote delivery across India.
Reply within one business day
Share a few details. A senior specialist reviews them and schedules a call to discuss scope, timeline and cost, with no obligation.
Receive preliminary project architecture, pricing tiers, and timeline estimates within 15 minutes under strict NDA.