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Webhooks, Settlements & Reconciliation

Payment Reconciliation Software, Webhooks & Settlement Systems

When payments flow through gateways, UPI, payouts and refunds, finance teams spend days matching spreadsheets. We build reconciliation systems that process webhooks reliably and match orders, payments, settlements and bank credits automatically, flagging only what needs attention.

  • Signature-verified webhooks
  • No card data on your servers
  • Reconciliation built in

What this covers

  • Payment Webhooks
  • Settlement & Reconciliation Systems

Typical timeline

A standard gateway integration takes 1–3 weeks; payout, BBPS or AEPS platforms are delivered in phases.

Who it is for

Who our Payment Reconciliation Software service is for

The system ingests gateway settlement reports, webhooks and bank statements, matches them by order ID, payment ID and UTR, checks fees and GST on fees, and posts summarised entries to your accounting system. Exceptions go to a queue with the data needed to resolve them.

Discuss your requirement
  • 01

    E-commerce and D2C brands with high order volumes

  • 02

    Platforms using several gateways and payout providers

  • 03

    Finance teams closing books with manual spreadsheets

  • 04

    Fintechs needing auditable ledgers

Capabilities

What is included in Payment Reconciliation Software

Webhook processing

Signature verification, idempotency, retries and dead-letter queues so no event is lost.

Three-way matching

Orders, gateway transactions and bank settlements matched automatically.

Refunds & chargebacks

Refunds, reversals and chargebacks tracked through to settlement.

Fee & GST checks

Gateway fees and GST on fees verified against agreed rates.

Accounting integration

Summarised journal entries posted to Tally, Zoho Books or your ERP.

Exception dashboard

Unmatched and mismatched items with context for quick resolution.

Also covers Payment WebhooksSettlement & Reconciliation Systems

How we work

A clear, step-by-step delivery process

You always know what happens next, who is responsible and what you will receive at each stage.

Typical timeline

A standard gateway integration takes 1–3 weeks; payout, BBPS or AEPS platforms are delivered in phases.

  1. 01

    Flow mapping

    Payment journeys, refund rules, settlement cycles and ledgers are defined.

  2. 02

    Sandbox build

    Integration built and tested end-to-end in the provider sandbox.

  3. 03

    Security review

    Webhook signatures, idempotency, secrets handling and access controls verified.

  4. 04

    Go-live

    Production keys, live test transactions and monitoring enabled.

  5. 05

    Reconciliation

    Daily settlement matching and alerting so every rupee is accounted for.

Deliverables

What you receive

  • Webhook processing service
  • Reconciliation engine
  • Exception management dashboard
  • Accounting system integration
  • Daily and monthly reconciliation reports
  • Documentation and runbooks

Tools & integrations

Tools we work with

Gateway settlement APIs & reportsBank statement parsingWebhooksPython / Node.jsPostgreSQLQueues (SQS / RabbitMQ)Tally / Zoho Books integrationMetabase / Power BI

We recommend tools based on your scale, budget and existing systems, not on what is fashionable. Every choice is explained in the proposal.

Engagement models

Choose how we work together

Fixed-scope project

A discovery workshop produces a written scope, architecture and milestone plan with a fixed price before any build commitment.

Most chosen

Dedicated product team

A cross-functional squad (PM, engineers, QA, DevOps) working in two-week sprints on your roadmap, billed monthly.

Support & evolution retainer

SLA-backed maintenance, security patching and a monthly allocation of enhancement hours after go-live.

How pricing works: Integrations are quoted per gateway and flow (checkout, subscriptions, refunds, payouts, split settlements). Gateway transaction fees are agreed directly between you and the provider.

Get a quote

FAQs

Payment Reconciliation Software: frequently asked questions

Why do webhooks sometimes get missed?

Servers time out, deployments restart or events arrive out of order. We acknowledge quickly, store events durably, process them idempotently and run scheduled status checks as a safety net, so every event is accounted for.

Can you reconcile several gateways together?

Yes. We normalise data from Razorpay, Cashfree, PayU, Easebuzz, UPI partners and banks into one model, so reconciliation works across providers.

Will it post entries to Tally?

Yes. Summarised receipts, fees, GST on fees and settlements can be posted to Tally, Zoho Books or your ERP, reducing manual journal entries.

How much manual work remains?

Only genuine exceptions, such as missing settlements or mismatched amounts, reach your team, together with the details needed to resolve them quickly.

Reply within one business day

Request a proposal for Payment Reconciliation Software

Share a few details. A senior specialist reviews them and schedules a call to discuss scope, timeline and cost, with no obligation.

  • Written scope and fixed quote
  • NDA signed before you share sensitive details
  • Direct access to the people doing the work

By submitting you agree to be contacted about this enquiry. We never share your details.

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