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Payments with PayU

PayU Integration for Checkout, EMI & Recurring Payments

PayU is a long-established gateway with strong EMI and affordability options, useful for higher-value purchases. We integrate PayU checkout into your website or app with correct hash generation and verification, refunds, recurring payments and callbacks.

  • Signature-verified webhooks
  • No card data on your servers
  • Reconciliation built in

What this covers

  • PayU Integration

Typical timeline

A standard gateway integration takes 1–3 weeks; payout, BBPS or AEPS platforms are delivered in phases.

Who it is for

Who our PayU Integration service is for

PayU requests and responses are protected with a SHA-512 hash that must be generated and verified on your server. We implement this correctly, handle success and failure callbacks alongside server-to-server notifications, and reconcile settlements.

Discuss your requirement
  • 01

    Education, healthcare and travel businesses with high-ticket payments

  • 02

    Retailers offering EMI and pay-later options to customers

  • 03

    Businesses migrating from another gateway to PayU

  • 04

    Companies adding PayU as a backup gateway

Capabilities

What is included in PayU Integration

Checkout integration

PayU hosted checkout or SDK integration with UPI, cards, net banking and wallets.

Hash generation & verification

Server-side SHA-512 hash creation and response verification to block tampering.

EMI & affordability

Card EMI, cardless EMI and pay-later options as enabled on your account.

Recurring payments

Standing instructions and mandates for subscriptions and instalments.

Refunds & callbacks

Refund APIs, success and failure callbacks and server-to-server notifications.

Multi-gateway routing

PayU alongside another gateway, with routing and failover logic.

How we work

A clear, step-by-step delivery process

You always know what happens next, who is responsible and what you will receive at each stage.

Typical timeline

A standard gateway integration takes 1–3 weeks; payout, BBPS or AEPS platforms are delivered in phases.

  1. 01

    Flow mapping

    Payment journeys, refund rules, settlement cycles and ledgers are defined.

  2. 02

    Sandbox build

    Integration built and tested end-to-end in the provider sandbox.

  3. 03

    Security review

    Webhook signatures, idempotency, secrets handling and access controls verified.

  4. 04

    Go-live

    Production keys, live test transactions and monitoring enabled.

  5. 05

    Reconciliation

    Daily settlement matching and alerting so every rupee is accounted for.

Deliverables

What you receive

  • PayU integration in test and live mode
  • Hash and callback verification
  • EMI and recurring payment setup
  • Refund handling
  • Reconciliation report
  • Documentation and handover

APIs & platforms

Tools we work with

PayU Hosted CheckoutPayU SDKsSHA-512 hashingRefund APIsServer-to-server callbacksPHP / LaravelNode.jsJavaFlutter / React Native

We recommend tools based on your scale, budget and existing systems, not on what is fashionable. Every choice is explained in the proposal.

Engagement models

Choose how we work together

Fixed-scope project

A discovery workshop produces a written scope, architecture and milestone plan with a fixed price before any build commitment.

Most chosen

Dedicated product team

A cross-functional squad (PM, engineers, QA, DevOps) working in two-week sprints on your roadmap, billed monthly.

Support & evolution retainer

SLA-backed maintenance, security patching and a monthly allocation of enhancement hours after go-live.

How pricing works: Integrations are quoted per gateway and flow (checkout, subscriptions, refunds, payouts, split settlements). Gateway transaction fees are agreed directly between you and the provider.

Get a quote

FAQs

PayU Integration: frequently asked questions

What is the PayU hash and why does it matter?

It is a SHA-512 checksum built from the transaction details and your secret salt. Generating it on the server and verifying the response hash prevents customers or attackers from altering amounts or faking a successful payment.

Can customers pay in EMI through PayU?

Yes, where EMI and pay-later options are enabled on your PayU account. We display eligible options at checkout and handle the payment flow.

Can we use PayU and Razorpay together?

Yes. Many businesses use two gateways for redundancy or better success rates. We build routing and failover so customers can still pay if one gateway has issues.

How long does a PayU integration take?

A standard checkout integration with callbacks and refunds typically takes one to two weeks including testing, depending on your platform.

Reply within one business day

Request a proposal for PayU Integration

Share a few details. A senior specialist reviews them and schedules a call to discuss scope, timeline and cost, with no obligation.

  • Written scope and fixed quote
  • NDA signed before you share sensitive details
  • Direct access to the people doing the work

By submitting you agree to be contacted about this enquiry. We never share your details.

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